Unlock Unlimited Cash Back with the Chase Freedom Unlimited® Card
The Chase Freedom Unlimited® is a powerhouse cashback credit card offering elevated rewards in everyday categories and a competitive welcome bonus—all with no annual fee. It’s perfect for anyone looking to maximize their spending with minimal effort.
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Earn 1.5% Cash Back on Everything
Get a flat 1.5% cash back on all purchases, making rewards easy and hassle-free.
Bonus Categories Boosted
Earn 5% cash back on travel purchased through Chase Travel, 3% on dining and drugstore purchases.
No Annual Fee
Keep more of your rewards since you won’t pay a yearly maintenance fee.
Intro APR Offer
Enjoy 0% intro APR on purchases and balance transfers for 15 months, followed by a variable APR.
Why the Chase Freedom Unlimited® Card Deserves a Spot in Your Wallet
With so many cashback cards on the market, the Chase Freedom Unlimited® still manages to stand out. Why? Because it gives you the best of both worlds: consistent everyday rewards and generous bonus categories. You earn a simple 1.5% back on everything you buy—no need to track rotating categories or spending caps. But the perks don’t stop there. You also score 5% back on travel through Chase Travel, and 3% on dining and at drugstores. Plus, new cardholders can enjoy a welcome bonus after meeting a modest spending threshold. All of this comes with no annual fee, so your cash back goes directly into your pocket. Whether you're a seasoned credit user or someone just starting to build credit, this card brings versatility, value, and ease of use to the table. It’s also part of the Chase Ultimate Rewards® program, which opens the door to even more value if you pair it with other Chase cards. In short, the Chase Freedom Unlimited® is a solid, low-maintenance option that pays you back every step of the way.
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What credit score do I need for the Chase Freedom Unlimited®?
Typically, a credit score of 670 or higher gives you the best chance of approval.
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Does the Chase Freedom Unlimited® have an annual fee?
Nope! There’s no annual fee, so you keep all your cash back.
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Is there a welcome bonus?
Yes! You can earn a bonus after spending a certain amount within the first 3 months—check the latest offer on the Chase website.
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Can I use the rewards for travel?
Absolutely. You can redeem cash back through Chase Ultimate Rewards® for travel, gift cards, statement credits, and more.
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Does this card have foreign transaction fees?
Yes, there is a 3% foreign transaction fee, so it's not ideal for use abroad.
How to Apply for the Chase Freedom Unlimited® Card
Getting your hands on the Chase Freedom Unlimited® is straightforward. You can apply online through the Chase website, and the process usually takes just a few minutes. Before you start, make sure you have your personal and financial information on hand, including your income and Social Security number. Chase typically looks for a good to excellent credit score (around 670 or above), but even if you're a bit below that, it might be worth applying, especially if you have strong income or a good relationship with Chase. After submitting your application, you may receive an instant decision. If not, don’t panic—Chase might need a few business days to review your details. If approved, your new card typically arrives by mail within 7 to 10 business days. You can also check your application status online or by calling Chase customer service. If you're already a Chase banking customer, the process might be even smoother. Finally, be on the lookout for any special offers that may increase your welcome bonus—Chase occasionally boosts these for new applicants. Applying is easy, and the rewards? Totally worth it.