Chase Sapphire Preferred® Card: Turn Everyday Spending into Travel Perks
If travel rewards are your thing, the Chase Sapphire Preferred® Card should definitely be on your radar. With generous bonus categories, flexible redemption options, and a low annual fee, it’s a top-tier pick for anyone who wants to make the most of their purchases.
By: Zienic
Massive Welcome Bonus
Earn a substantial number of points after meeting the initial spend requirement.
Elevated Points on Travel and Dining
Score 2x or more points on your favorite experiences and everyday outings.
Flexible Redemption Options
Use points for travel, cash back, gift cards, or transfer to airline and hotel partners.
Built-in Travel Protections
Trip cancellation/interruption insurance, primary rental car coverage, and more.
Why the Chase Sapphire Preferred® Card is a Fan Favorite
When it comes to travel rewards, the Chase Sapphire Preferred® Card consistently ranks among the best. Why? It offers a huge bang for your buck. First off, the welcome bonus is one of the most generous on the market, giving you a solid head start on your next vacation. But the benefits don’t stop there. You’ll earn 2x points on travel and dining, plus 5x on travel booked through Chase Ultimate Rewards® — that’s a ton of potential value, especially if you’re frequently on the go or a big foodie. Flexibility is also key. You can redeem your points for statement credits, gift cards, or — the most popular option — travel via the Chase portal (where your points are worth 25% more!). If you're into travel hacking, you'll love the ability to transfer points 1:1 to a wide range of airline and hotel partners. And with travel insurance perks built in, you’ll be protected while you explore the world. Bottom line? This card is made for adventurers who like getting rewarded.
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What credit score do I need to get approved for the Chase Sapphire Preferred® Card?
A score of 670 or higher is generally recommended for approval.
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Does the card have foreign transaction fees?
Nope! You won’t pay any foreign transaction fees when you use it abroad.
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How much is the annual fee?
It’s $95 — quite reasonable considering the perks you get in return.
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Can I add authorized users?
Yes, and there’s no additional fee to add authorized users to your account.
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Are the points transferable to airlines or hotels?
Absolutely. You can transfer your points at a 1:1 ratio to many top travel partners like United, Hyatt, and more.
How to Apply for the Chase Sapphire Preferred® Card
Applying for the Chase Sapphire Preferred® Card is quick and straightforward — and can easily be done online. Start by visiting the Chase website and heading to the Sapphire Preferred application page. There, you’ll be asked to fill out personal information like your name, income, address, and Social Security number. Make sure your credit score is in good shape, as Chase typically approves applicants with a score of 670 or higher. Once you submit your application, you may receive an instant decision, or Chase may take a few days to review your info. If approved, your card should arrive in the mail within 7–10 business days. From there, activate it online or through the Chase mobile app, and you’re good to go. Don't forget to keep track of your spending to hit the welcome bonus requirement within the first three months. It’s an easy way to maximize the value of your new card right from the start.