The best card for you
The U.S. Bank Cash+® Visa Signature® Card offers a customizable cash back rewards program, allowing you to earn up to 5% cash back in categories that align with your spending habits.
By: Total Finanças
Customizable Cash Back Categories
Each quarter, you can select two categories to earn 5% cash back on the first $2,000 in combined eligible purchases. Options include fast food, home utilities, and electronic stores, allowing you to tailor your rewards to your lifestyle.
2% Cash Back on Everyday Spending
Choose one everyday category—such as grocery stores, restaurants, or gas stations—to earn 2% cash back on eligible purchases. This benefit ensures that your routine expenses contribute to your rewards.
5% Cash Back on Prepaid Travel
Earn 5% cash back on prepaid air, hotel, and car reservations booked directly through the U.S. Bank Rewards Center, enhancing your travel experiences with additional savings.
Flexible Redemption Options
Redeem your cash back rewards as a statement credit, a rewards card, or a direct deposit into your U.S. Bank checking or savings account. This flexibility allows you to choose the redemption method that best suits your financial needs.
About the U.S. Bank Cash+® Visa Signature® Card
The U.S. Bank Cash+® Visa Signature® Card is designed for individuals who wish to maximize their cash back rewards through a customizable program. New cardholders can earn a $200 bonus after spending $1,000 in eligible purchases within the first 90 days. The card offers 0% intro APR on purchases and balance transfers for the first 15 billing cycles; afterward, a variable APR applies. Additional benefits include purchase protection, extended warranty, and access to Visa Signature® perks such as concierge services.
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Does the U.S. Bank Cash+® Visa Signature® Card have an annual fee?
No, this card has no annual fee, allowing you to earn rewards without additional costs.
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What is the intro APR period for purchases and balance transfers?
Enjoy a 0% intro APR on purchases and balance transfers for the first 15 billing cycles; afterward, a variable APR applies based on your creditworthiness.
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How does the 5% cash back program work?
Each quarter, you can select two categories to earn 5% cash back on the first $2,000 in combined eligible purchases. Categories include options like fast food, home utilities, and electronic stores.
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How can I redeem my cash back rewards?
Redeem your rewards as a statement credit, a rewards card, or a direct deposit into your U.S. Bank checking or savings account, based on your preference.
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Is there a limit to the cash back I can earn?
You can earn 5% cash back on the first $2,000 in combined eligible purchases in your chosen categories each quarter. After reaching this limit, purchases in those categories earn 1% cash back.
How to Apply for the U.S. Bank Cash+® Visa Signature® Card
Applying for the U.S. Bank Cash+® Visa Signature® Card is straightforward: 1. Visit the U.S. Bank Website: Navigate to the credit cards section and select the Cash+® Visa Signature® Card. 2. Complete the Application Form: Provide necessary personal and financial information, including your Social Security number, income details, and employment status. 3. Review and Submit: Ensure all information is accurate before submitting your application. Approval is typically quick, and upon receiving your card, you can set up your online account to manage preferences and rewards.